| "MOST PEOPLE are entirely too confident about their financial safety. They do not expect the emergencies of illness, of accident, of business, of change of location, losses which war brings, for example, and which panics and fires cause. How many thousands of people today are eating the bitter fruit of poverty, are homeless, moneyless, who, if they had but put a little money in the savings bank during their productive years, would have had a good home, comforts and contentment!
On every hand we see people going through life with stooping shoulders, drawn features, slaves of a mortgage or other debts which are sapping the life out of them, making them prematurely old, when they should be in the very prime of life. You can always see the mortgage looking out of the ugly wrinkles which it has made in their faces. Had they sought thrift as their companion through life, how different would have been their lot.
Is there anything more pathetic to see than so many men and women who have reached middle life or later with no home or money, nothing saved for a rainey day, not only without prospects, but many of them without occupations?
When you are fifty or more, the dollar will look very different to you than it does now, when the years are fewer, the future full of promise, and you feel so confident of greater achievements. As you approach middle life your money possessions will take no new values.
A man cannot respect himself when he is letting slip through his fingers the dollars which he knows ought to be saved.
On every hand, we see people who have never been able to get ahead in the world simply because they were not willing to make early sacrifices, or to bear small hardships in order to make good investments for the future.
Someone has said that it is not the high cost of living, but the cost of living high, that cripples so many lives and compels great ability to put up with the returns of mediocrity. Many people who are now poor, without homes, living from hand to mouth, have earned enough to have made them independent if they had used good sense in guarding their earnings."
- Orison Swett Marden |